Buying a house is one of the biggest decisions you will make in your life, both financially and otherwise. Just like retirement funds, buying a home and paying off your mortgage can be a significant long term investment.
It will take time to prepare for buying a home. You’ll need to build credit, save for a downpayment, and find a degree of financial stability to ensure you can pay your mortgage each month.
This article is catered towards homebuyers who have already met those prerequisites and are ready to jump in and start hunting for houses. For those of you curious about exactly how long it will take from the time you view your first house until you close the deal on your new home, read on.
Home buying by the numbers
On average, buyers can spend 30-60 days looking at homes and anywhere between 15 and 60 days longer to close on a home. Of course, these numbers depend on a lot of things such as how eager you are to buy, how effectively you’re able to work with agents and sellers, and on just sheer luck.
How can I speed up the process?
Preparation is the number one thing to focus on when it comes to buying a home. First, double check your finances. This means taking time to run a credit report and challenging any errors that may be lowering your credit.
Next, take time to sit down and discuss with your family (if applicable) your moving goals. Are you trying to move closer to someone’s place of business or to a particular school district? Having these discussions will make it easier to eliminate houses and to narrow your search, saving you time in the long run.
Before you start looking at homes, it’s a good idea to being the process of getting preapproved for a loan. This can take weeks, so you want to get this step done early to know where you stand when it comes time to start house hunting.
Next you’ll want to meet with a real estate agent who has extensive knowledge of your area. They’ll send you listings that meet your criteria, stylistically and financially.
The offer and closing
Now that you’ve found the right home, you’ll have to enter the next part of the process: making an offer and closing. This step isn’t entirely within your control. Some sellers will delay in accepting, others will reject, and others will give a counter offer. The best way to save time on this step is to give a reasonable offer from the start, showing the seller that you are serious and worth negotiating with.
Once your offer has been accepted, your work is still far from over. There will be a lot of paperwork to fill out, but you’ll also have to schedule a home inspection to ensure there are no problems with the home that you haven’t already been made aware of.
Once all of these steps are complete, you will have purchased a new home.
As a home seller, you'll want to ensure all areas of your house look great. By doing so, you may be able to generate substantial interest in your house and boost your chances of a quick home sale.
Unfortunately, some home areas are tougher to clean than others. And when it comes to cleaning your attic, it may prove to be a time-consuming process to transform this space from a liability into an asset.
So what does it take to fully clean an attic? Here are three tips to help a home seller revamp an attic in no time at all.
1. Look Out for Dust and Mold.
Dust and mold can be problematic, but these issues may arise if you rarely enter your home's attic. Fortunately, a home seller who spends some time cleaning the attic can minimize dust and mold with ease.
Repair or replace any loose, broken or missing shingles in your attic. Also, check attic windows for missing caulk or cracked panes. Resolving these issues may help you prevent mold from forming.
If you encounter mold, contact a certified indoor air quality professional immediately. This professional can evaluate your attic and offer recommendations to correct the problem.
In addition, dust your attic thoroughly. This will enable you to minimize the risk that dust mites and other irritants could enter other areas of your home.
2. Get Rid of Unwanted Items.
From holiday decorations to family photo albums, your attic may be filled with a broad assortment of items. And if you remove clutter from your attic today, you may be able to save time after you sell your residence.
Go through your attic belongings and separate the essential items from the non-essential ones. That way, as moving day approaches, you won't have to rush to get rid of non-essential items.
Furthermore, wear rubber gloves, eye protection and a dust mask any time you clean or organize your attic. This will enable you to stay safe as you work.
3. Collaborate with Your Real Estate Agent.
Does your attic require a complete overhaul? If so, you may need professional cleaning support, and your real estate agent can put you in touch with the right cleaning company instantly.
Your real estate agent will do what it takes to help your home stand out in the eyes of homebuyers. He or she can offer attic cleaning recommendations and general cleaning tips, guaranteeing you should have no trouble creating a dazzling home interior.
When it comes to selling your home, it is easy to ignore your attic. However, a home seller who performs extensive attic cleaning may be able to differentiate his or her residence from others – something that is exceedingly important in a highly competitive real estate market.
Take advantage of the aforementioned attic cleaning tips – you'll be happy you did! If you revamp your attic, you could improve your chances of maximizing the value of your residence and accelerating the home selling process.
If you recently bought or sold or home, it may be only a matter of time before you need to move into a new residence.
The stress of getting ready for moving day can be overwhelming, particularly for those who have lots of items to pack but only a limited amount of time to do so.
Lucky for you, we're here to ensure you can enjoy a seamless moving day.
Now, let's take a look at three tips to help you prepare for moving day.
1. Begin Packing Up Your Belongings ASAP
Start packing today, and you'll be able to get your belongings ready for moving day. /p>
Categorizing your moving boxes usually is a great idea. For example, placing kitchen items together may make it easier for you to unpack all of your kitchen belongings at once when you arrive at your new address.
Don't forget to declutter while you pack as well. If you find there are items that you no longer need, you may be able to sell them or donate them to charity before moving day arrives.
In addition, if you need a moving truck to transport your belongings from one location to the next, you should make reservations as soon as you can. The longer you wait to book a moving truck, the less likely it becomes that one will be available for your upcoming move.
2. Cancel Your TV, Internet and Phone Services
As moving day approaches, it can be easy to forget to cancel various services at your present home. However, if you contact your TV, internet and phone services providers today, you won't have to worry about canceling these services on moving day.
In many instances, you may be able to transfer your TV, internet and phone services to your new address. Your services providers will be able to provide full details about all of your options so you can plan accordingly.
Reach out to your utilities providers and other services providers to inform them about your upcoming move too. You also should fill out a change of address form with the United States Postal Service to ensure your mail goes to your new address after moving day.
3. Conduct a Final Walk-Through of Your Current Residence
Before you leave your current location, be sure to complete a final walk-through of your residence. This will allow you to locate any missing items and bring them with you to your new address.
Getting ready for moving day often requires hard work and patience. And if you need extra assistance along the way, your real estate agent may be able to lend a helping hand.
Your real estate agent is a housing market expert who understands exactly what it takes to buy or sell a residence. He or she is happy to provide support at each stage of the homebuying or home selling cycle and ensure you can quickly and effortlessly move from one home to another.
Take advantage of the aforementioned tips, and you should have no trouble prepping for moving day.